Why Motorcycle Accident Claims Are Different from Car Accident Cases in New York

May 12, 2025

Why Motorcycle Accident Claims Are Different from Car Accident Cases in New York

Motorcycle accidents may occur on the same roads as car accidents, but when it comes to legal claims, the differences are significant. If you’ve been injured in a motorcycle crash in New York, especially in Nassau County, it’s critical to understand how your case will be handled differently than a typical car accident. At the Law Offices of Jonathan Van Dina, PLLC, we assist injured motorcyclists in navigating these complexities to pursue fair compensation.


No-Fault Insurance Does Not Apply to Motorcycles


New York is a no-fault insurance state, which means that after a car accident, each driver typically turns to their own insurance policy for medical bills and lost wages—regardless of who caused the crash. This system, however, does not apply to motorcycles. Motorcyclists are excluded from the no-fault system, meaning:


  • Injured riders must file a claim against the at-fault party to recover compensation.
  • Medical bills are not automatically covered by personal insurance.
  • Riders may face out-of-pocket expenses unless they obtain compensation through a liability claim.


Injuries Are Often More Severe


Motorcyclists have little protection in the event of a collision. Unlike car drivers, who benefit from airbags, seat belts, and the structure of a vehicle, motorcyclists are exposed to the elements and other vehicles. As a result, they often suffer:


  • Traumatic brain injuries
  • Spinal cord damage
  • Multiple fractures or amputations
  • Permanent disfigurement


These serious injuries require a different approach to litigation. Proving the full extent of damages—including long-term care costs and emotional trauma—is essential in motorcycle accident cases.


Bias Against Motorcyclists Can Impact Your Case


There is often a social bias that motorcyclists are inherently reckless. Insurance adjusters and even jurors may unfairly assume that the motorcyclist was speeding or acting aggressively, even when the facts tell a different story.

At the Law Offices of Jonathan Van Dina, PLLC, we understand how to counter these biases with clear evidence and professional advocacy. We work to establish liability and present your case in a way that overcomes unfair stereotypes.


Different Legal Strategy and Evidence Needed


Motorcycle accident cases require:


  • Accident reconstruction experts to determine fault
  • Detailed medical documentation to support injury claims
  • Testimony to explain the impact of injuries on the rider’s life and ability to work


Because the burden of proof rests heavily on the injured rider, early legal representation is crucial to build a strong and convincing claim.


We Serve Injured Motorcyclists Across Nassau County


At the Law Offices of Jonathan Van Dina, PLLC, we are committed to helping Nassau County residents recover physically and financially after a motorcycle crash. If you’ve been injured on a motorcycle, don’t assume your case will be treated like any other accident. Let us explain your options and advocate for the compensation you deserve.

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